HDB

"Should I buy a resale HDB or Condo?" If this is a question that you have been pondering on, well, you have come to the right place. Singapore's real estate market offers many options for individuals seeking to purchase a property. Among the most popular choices are resale Housing and Development Board (HDB) flats and condos, both of which come with their own set of advantages and considerations....

Are you currently an HDB owner or occupant, curious about the feasibility of buying a condo in Singapore? If you've been pondering the question, "can I buy private property if I own HDB?" this article is here to provide you with comprehensive insights into the frequently asked questions and the regulations that govern such transactions. If you have been wondering "Can I own HDB and condo at the same...

In Singapore, the annual value of a property is determined by the Inland Revenue Authority of Singapore (IRAS) and is based on the estimated gross rental income that the property can generate in a year. What is Annual Value of Property? The annual value of a property is the estimated annual rental value that a property can generate if it were to be rented out. It is an important factor in...

So you’ve finally gotten the keys to your new house - what’s next? When you get the keys to your new house, it's important to inspect it thoroughly for any defects or issues that may need to be addressed by the contractor. This is regardless of whether it is a new condo/HDB that you’ve moved into, or a resale apartment.  What is a House Defect? New house defects refer to any issues or...

Condos are a great investment and are the best investment for Singaporeans. With the prices of HDB resale attaining a new high, HDB will become more expensive in the future. The price of condo is still affordable and it offers great opportunities for investment. In Singapore, a condo is a type of low-rise residential building, located on the first, second, or third floors of a building, and typically...

Buying a property in Singapore can be a difficult process, especially for first-time homebuyers. In addition to the country’s strict mortgage guidelines and stringent land policies that only allow homeowners to purchase one of every type of residential property within a given neighborhood, there are also certain geographic constraints that make it difficult to purchase a home if you don’t already live...

If you are planning to buy a house in Singapore, you will be glad to know that there are many benefits that come with owning your own home. The first benefit of owning your own home is the fact that it becomes yours and not someone else’s. You have the exclusive right to use, enjoy and pass it onto your children or any other members of your family in the future. Another benefit of home ownership is the...

With the Cost of living in Singapore increasing with every passing day, investing in a residential property is becoming more attractive. But before you start looking at real estate listings or even think about buying a house, there are a few things you need to know first. Buying a house in Singapore can be daunting if you don’t know what to look for and how to go about it. Buying your first home...

The cost of housing in the city of Singapore is on the rise, and it seems like the situation isn’t going to get any better anytime soon either. With ever-increasing demand from residents and a continuous increase in raw land prices, it’s no surprise that properties and housing costs continue to get more expensive year by year. The good news is that there are many ways for homebuyers, renters...

Interest rates on home loans in Singapore are regulated by the Mortgage Bankers’ Association of Singapore (MOSIBANS). MOSIBANS has a mandate to ensure that the rates which mortgage banks charge their customers are competitive and reflect fair market value of risk. The interest rates for mortgage loans in Singapore generally follow the bank lending norms published by the Central Bank of Singapore...